The Network
“One integration. Every acquirer and local rail you need.”
FtdPay-supplied MIDs across multiple high-risk acquirers, plus local payment methods in every key GEO.
The routing brain built for one moment: the first deposit.
Most routers treat every payment the same. Ours is trained on FTDs, the transaction issuers trust least, and backed by MIDs we supply.
Network. Brain. Guarantee.
Three layers that work together. Other providers sell you one of them.
The Brain
“Our router learns from every first deposit. Yours gets smarter with every merchant we add.”
Routing trained on FTD outcomes only: which issuer approves which first deposit, on which MID, today.
The Guarantee
“We don’t promise. We put our fee on it.”
A committed FTD uplift target. Miss it, and you pay no performance fee.
Score before you send
Bad FTDs never reach the issuer.
Device fingerprint, velocity, BIN-to-IP and affiliate-source checks run in milliseconds. Fraud is stopped before it becomes a chargeback; good players go straight through.
- Device and velocity checks
- Affiliate-source risk scoring
- Rules you can tune per GEO
Route to yes
Every FTD goes where it’s most likely to be approved.
The engine ranks MIDs by live approval data: issuer, BIN, GEO, amount, time of day and 3DS outcome. FTD and redeposit traffic run on separate MIDs.
- Multi-acquirer, multi-MID
- Live approval scoring
- Separate FTD and retention routing
Recover the soft decline
One “no” is not the answer.
Soft declines cascade to the next-best acquirer in milliseconds, inside Visa and Mastercard retry rules, so you recover approvals without breaching them.
- Smart cascading
- Scheme-compliant retries
- 3DS strategy per acquirer
Rescue the hard decline
Card failed? Offer a local method in the same screen.
Pix, UPI, open banking, SEPA Instant, Interac, local wallets or a crypto on-ramp appear instantly. The player never leaves the cashier.
- Local rails in key GEOs
- One-tap fallback
- No redirect, no drop-off
Protect your MIDs
Fewer disputes, healthier ratios.
Pre-dispute alerts resolve chargebacks before they count against your ratios, and we watch your numbers against scheme thresholds every day.
- Pre-dispute alerts
- Daily ratio monitoring
- Clear billing descriptors
See everything
FTD approval by affiliate, GEO, BIN and MID, live.
Know which traffic converts and which traffic costs you, and prove your uplift with your own data.
- Live dashboard
- Affiliate-level reporting
- Exports and API access
Integrate your way.
Live in a day, with sandbox access from the start.
Hosted checkout
A mobile-first cashier, localized per GEO. Drop in a link or an iframe. No code needed.
API and SDKs
Full control over your own cashier, with webhooks for every payment status.
Tokenized card data
Cards are tokenized for one-click redeposits. Raw card numbers never touch your servers.
See what the brain would do with your traffic.
Tell us about your business. A merchant specialist will follow up with your quote and MID options within one business day.