Generic PSP
- Shared MID pools
- One acquirer, one attempt
- Optimizes volume, not FTDs
- Reserves and holds without warning
Others sell software. We sell approved deposits.
How FtdPay compares with a generic PSP, an orchestration platform and a single high-risk acquirer.
FtdPay vs a generic PSP.
| Feature | FtdPay | Generic PSP |
|---|---|---|
| Dedicated, vertical-specific MIDs | Yes | Shared pool |
| Smart real-time routing across acquirers | Yes | Static fallback |
| Routing trained on first deposits | Yes | — |
| Local payment fallback on card declines | Built-in | Limited or add-on |
| Pre-deposit fraud screening | Included | Extra fee |
| Pre-dispute chargeback alerts | Included | Extra fee |
| FTD uplift guarantee | Yes | — |
| Crypto on/off ramps | Built-in | Third-party |
Why not the alternatives?
Each has strengths. None of them is built around the first deposit.
Orchestration platform
- Great routing software
- You find and manage your own MIDs
- Pay for software whether approvals rise or not
- No FTD-specific risk models
Single high-risk acquirer
- Own license and acquiring
- One bank’s risk appetite
- Cautious on FTD traffic
- No fallback when they decline
FtdPay
- FtdPay-supplied dedicated MIDs
- Routing across multiple acquirers
- Routing trained on first deposits
- Local payment fallback
- Pre-deposit fraud screening
- Uplift guarantee on our performance fee
Compare us on your own traffic.
Route part of your FTDs through FtdPay for 30 days and compare approval rates against your current provider.